The following is a checklist of documents needed when submitting an application to a lender:

Identification

• Copy of your passport or birth certificate
• Copy of your Drivers Licence or Medicare card and Bank card
• Copy of your marriage certificate if applicable

Income Verification - Wage & Salary Earners

• Copies of last years Group Certificate or tax return
• Latest 3 consecutive payslips or letter from employer stating current income, start date, Gross pay and Net pay
• Copy of Centrelink statements (if applicable)

Income Verification - Self Employed

• Past two years business/company tax returns and management report.
• Past two years personal tax returns.

Income Verification - Rental Income

• Letter from Managing Estate Agent confirming actual or proposed income OR
• Statement of Rental (if rented)

Refinance Loans

• Last 6 months of loan statements of ANY loans being refinanced
• Current payout figure or loan balance
• Copy of Rates Notice

Purchase of Property

• Signed copy contract of sale
• Copy of Deposit receipt
• Last 3 months savings statements

Existing Car/Personal/Credit Cards/Other Loans

• Copy of most recent statement

First Home Buyers Applicants

• Certified copy (JP/Comm Dec witnessed) of Passport or Birth Certificate
• Certified copy of Drivers Licence
• Certified copy of the Contract of Sale