
FREQUENTLY ASKED QUESTIONS

Q. Who is Atherton Home Loans?
Atherton Home Loans is a local private company that has been set up to arrange home loans for prospective home owners and investors alike as well as commercial & consumer funding. Atherton Home Loans has access to over 30 lenders. We tailor the lenders products to the customer’s needs, a practice which most traditional lenders offer in reverse. *Our service is totally free of charge to you the customer.
Q. What locations does Atherton Home Loans cover?
Atherton Home Loans can cater to clients Australia wide and Overseas. We have provided funding Australia wide, for residents as well as for customers living abroad. We can cater to foreign investors or residents who are not permanent citizens of Australia. We even have facilities to take out mortgages in foreign currency, for non-resident investors earning their income in other currencies.
Q. What does Atherton Home Loans do?
Atherton Home Loans is a Mortgage Broker. Our purpose is to arrange funds at the best rates that suit the customers' needs, rather than the lenders. For standard residential loans our service is at no extra cost to the borrower, in fact, our aim is to save you more money.
Q. How does Atherton Home Loans work?
We specialise in assessing your individual needs and matching them to lending options available. This includes reviewing all the terms, conditions and fees. The guiding principle revolves around understanding your needs as a borrower. Our experience and ability to put the bank jargon into laymen’s terms will assist you in making an educated and informed opinion.
Q. Can Atherton Home Loans deal with the bank I already bank with?
Yes. Rather than making an appointment to go into your bank, Atherton Home Loans can come to you thus saving time and have an answer usually no later than 48 hours, even if it is your own bank.
Q. Is there a choice with Atherton Home Loans?
Yes. Because we deal with all the Banks, we are able to draw upon a much wider range of borrowing options than traditional lenders, giving you a wider choice of options. Our guidance will allow you to weigh up the pros and cons much easier then if you were wandering the mortgage minefield on your own.
Q. Can I refinance my loan with Atherton Home Loans?
Yes. With the introduction of products like “lines of credit” and “off-set accounts“, this may be an option that is well worth a look. Also over the last 12 months banks have become much more competitive with their discounts and packages, it is always worth asking us for a quote - talk to us about your options and we’ll show you how to pay less.
Q. What can I use Atherton Home Loans for?
We can provide advice and arrange finance for owner occupied, investment and commercial properties all over Australia. Refer to our Loan Solutions section to find your particular need, and our ‘Loan Products’ for more information on the types of products the banks offer.
Q. Is Atherton Home Loans a free service?
Yes. It costs no more to use Atherton Home Loans than if you went to the bank directly. In some cases you may find we can actually save you money.
What does a Atherton Home Loans Consultant provide?